Home Price Cuts Keep Purchase Market Moving

One in five listings had a price reduction in July, while pending sales increased for the eighth consecutive month

Analysis and Data
Aug 03, 2026
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MeridianLink Buys Credit Mountain To Turn Loan Declines Into Future Business

The acquired technology keeps rejected applicants connected to their lender while they work toward eligibility, creating a potential pipeline of mortgage-ready borrowers

Tech
Aug 03, 2026
Lower-Payment Mortgage Applications Nearly Match Median Rent

Principal-and-interest payments reached $1,522 for lower-payment purchase applicants in June, just $9 below the national median asking rent

Analysis and Data
Aug 03, 2026
Rated Deals Gain Ground In RTL Securitization Market

Rated transactions are projected to represent 73% of 2026 issuance and have priced substantially tighter than unrated deals, according to KBRA

Investor Loans
Aug 03, 2026
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Will AI Replace Loan Originators? Yes And No

AI can automate routine mortgage tasks, but loan officers who use that time to strengthen trust, communication, and client relationships may become more valuable

Opinion
Aug 03, 2026
Fannie Mae AI Governance Deadline Arrives Aug. 6

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place

Regulation and Compliance
Jul 31, 2026
Higher Mortgage Rates Shrink Purchase Demand, Expand Buyer Leverage

Pending sales fell to their lowest level since early April, but lower asking prices and reduced competition give originators more options to structure deals for qualified borrowers

Analysis and Data
Jul 31, 2026
Optimal Blue Adds VantageScore 4.0 To Pricing Platform

Lenders can use VantageScore 4.0 in Optimal Blue’s mortgage pricing, eligibility, hedging, trading, and MSR valuation workflows

Tech
Jul 31, 2026
Institutional Capital Pushes Deeper Into Fix-And-Flip Lending

Fidelis’ second rated RTL securitization of 2026 signals growing investor acceptance, but the firm warns that additional capital could pressure underwriting standards

Investor Loans
Jul 31, 2026
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Masters Of Military Branding

How Veterans United’s rise and legal fight are testing the power and risk of military trust

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Masters Of Military Branding

How Veterans United’s rise and legal fight are testing the power and risk of military trust

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Why Do Mortgage Rates Care About Inflation?
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Chrisman: Why Do Mortgage Rates Care About Inflation?

When prices rise, bond values fall — here’s the mechanics behind why inflation drives mortgage rates higher

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Beyond Barriers

Sandra Thompson on reading it, leading it, and embracing the fact that perfection is never the requirement

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Traditional Mortgages Won’t Exist By 2035

Build a boat or learn to swim — a wave of 3rd-generation housing technology is crashing over the industry

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The Federal Reserve finally reduced interest rates in mid-September by half a percentage point. Because this easing in borrowing costs was already priced into mortgage interest rates, no big changes occurred during the immediate aftermath. But, the rate drop sent ripples through the housing industry — consumers are beginning to wake up. When consumers rise, the housing economy will come back to life. The pace of existing-home sales lingered near historic lows through the third qu
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Remember Your Marketing Department?

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MeridianLink Buys Credit Mountain To Turn Loan Declines Into Future Business

The acquired technology keeps rejected applicants connected to their lender while they work toward eligibility, creating a potential pipeline of mortgage-ready borrowers

Tech
Aug 03, 2026
Lower-Payment Mortgage Applications Nearly Match Median Rent

Principal-and-interest payments reached $1,522 for lower-payment purchase applicants in June, just $9 below the national median asking rent

Analysis and Data
Aug 03, 2026
Rated Deals Gain Ground In RTL Securitization Market

Rated transactions are projected to represent 73% of 2026 issuance and have priced substantially tighter than unrated deals, according to KBRA

Investor Loans
Aug 03, 2026
Home Price Cuts Keep Purchase Market Moving

One in five listings had a price reduction in July, while pending sales increased for the eighth consecutive month

Analysis and Data
Aug 03, 2026
Will AI Replace Loan Originators? Yes And No

AI can automate routine mortgage tasks, but loan officers who use that time to strengthen trust, communication, and client relationships may become more valuable

Opinion
Aug 03, 2026
Fannie Mae AI Governance Deadline Arrives Aug. 6

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place

Regulation and Compliance
Jul 31, 2026
Higher Mortgage Rates Shrink Purchase Demand, Expand Buyer Leverage

Pending sales fell to their lowest level since early April, but lower asking prices and reduced competition give originators more options to structure deals for qualified borrowers

Analysis and Data
Jul 31, 2026
Optimal Blue Adds VantageScore 4.0 To Pricing Platform

Lenders can use VantageScore 4.0 in Optimal Blue’s mortgage pricing, eligibility, hedging, trading, and MSR valuation workflows

Tech
Jul 31, 2026