Fed Holds Rates, But Pricing Pressures Persist

Rising Treasury yields and fresh inflation data complicate rate locks, borrower qualification, and lender margins as markets anticipate another hike in December

Oct 29, 2026
CrossCountry Widens VantageScore Eligibility, Reports $2,500 In Savings

Lender reports a 62-basis-point reduction in loan-level pricing adjustments for qualifying transactions and removes an 80% LTV restriction as alternative credit scoring gains traction

Oct 29, 2026
I Told A Borrower His Credit Was Crap. The Real Problem Was Me.

After years of chasing production numbers, one mortgage sales veteran learned that closing deals means little if you lose the trust of the people behind them

Oct 29, 2026
Another Bank Exits Mortgage Origination, Citing Lack Of Scale

Enterprise Bank & Trust joins several banks that have scaled back residential lending operations amid mounting pressure to justify origination costs

Oct 29, 2026
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Appraisal Fees Under Fire

Appraisers face stagnant pay and rising costs as AMCs defend their fees and new technology reshapes the industry

Oct 29, 2026
$11.6 Trillion In Home Equity Remains Rate-Locked, But Cracks Are Emerging

First American finds that locked-in accessible equity declined even as total equity reached a record $13.2 trillion

Oct 29, 2026
USDA Fast-Track Mortgage Pilot Doubles In Size

Twelve lenders are now selected for a program that removes a key USDA preclosing approval step

Oct 28, 2026
Nearly Half Of Foreclosures Involve Newer Loans As FHA Auctions Surge

ICE and Auction.com data reveal a growing concentration of recent mortgage vintages in foreclosure activity, with government-backed borrowers facing additional equity pressures

Oct 28, 2026
The Home Equity Paradox Facing Divorcing Homeowners

Years of appreciation can make a home harder to keep after divorce, leaving originators to solve a financing problem before the settlement is final

Oct 28, 2026
Zillow Covers FHA Down Payments, Steps Up Competition For Purchase Loans

The five-year forgivable loan gives Zillow another incentive to attract borrowers as it expands its mortgage business

Oct 28, 2026

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NMP
The Hidden Cost Of Appraisal Uncertainty

As home equity lending grows, lenders need a better way to resolve conflicting property evidence before it creates costly setbacks

Gerald M. Green
NMP
Top Employers For Women 2026: Where Women Lead

Meet the 10 companies creating opportunities for women to rise, lead, and shape the future of mortgage

Mortgage Women Magazine
Opening Communication

Margie Hennessey strives to make homeownership more accessible to the deaf community through direct communication via ASL

Read the cover story
MORTGAGE WOMEN
She Doesn’t Need A Co-Signer Anymore

Single women are now buying more homes than single men

Tai Pherribo Christensen
MORTGAGE WOMEN
Opening Communication

Margie Hennessey strives to make homeownership more accessible to the deaf community through direct communication via ASL

Sloan Brewster
Powerful Women of Mortgage Banking 2024

Meet the women who have blazed the path and left their mark on the industry for years to come

Read the cover story
Mortgage Banker
When It Comes To MSRs, Hold On Tight!

If every penny counts, pricing loans accurately makes and breaks profitability

Preetam Purohit
Mortgage Banker
Remember Your Marketing Department?

Rate cuts signal opportunity in 2025. Your LOs — and clients — should hear it from YOU

Chris Harrington
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MORTGAGEPRO

Homeowners Are Delaying Repairs. Lenders Could Face The Consequences.

A new LendingTree survey finds homeowners postponing essential maintenance as costs mount, raising concerns about property conditions, mortgage eligibility, and the limits of home equity financing

Oct 28, 2026
Young Homebuying Falls 15%, But Purchases With Older Co-Borrowers Hold Steady

Rocket Mortgage data shows purchases involving older co-applicants have remained resilient

Oct 27, 2026
Friday Harbor Expands AI Appraisal Reviews As UAD 3.6 Deadline Nears

The new capability adds more than 350 automated checks as lenders prepare for the November 2 mandate

Oct 27, 2026
Atlantic Bay's Diana Taylor Named Co-Chair Of MBA HR Group

The Atlantic Bay executive takes on a national leadership role as mortgage lenders rethink workforce strategies amid shifting industry demands

Oct 27, 2026
Unlock Closes $433M Deal As Wall Street Backs Home Equity Agreements

The company's second securitization of 2026 brings its annual total to nearly $792 million, with repeat institutional investors supporting an alternative to traditional home equity loans

Oct 27, 2026
Secure Insight Names Rob Chrisman To Board Of Directors

Mortgage industry commentator and NMP contributor brings four decades of capital markets and lending experience to the fraud prevention technology firm

Oct 26, 2026
Luxury Home Price Growth Outpaces Starter Homes In Roughly 70% Of Major Markets

First American’s September report shows higher-end appreciation leading in most tracked markets, while starter-home prices continue climbing in several Midwest and Northeast metros

Oct 26, 2026
FICO Ties $10 Mortgage Score Pricing To Lender Commitments

The Preferred Program bundles Classic FICO and FICO 10T at an unchanged wholesale price

Oct 26, 2026